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Fire and Allied Perils policy

Coverage

Our Fire and Allied Perils policy covers the below perils and they are the most common for this type of business. We can cover additional perils also depending up on the specific requirement and information on such perils should be submitted by providing completed proposal with mentioning of specific requirements.

What you can Insure

  • Building and its fixtures and fittings
  • Loss of Rent payable or receivable following Fire accident
  • Sign Board Signage
  • Fixed Plate Glass

What we cover

  • Standard Perils
    • Fire
    • Lightning
    • Explosion
    • Storm, Tempest, Flood
    • Bursting of Pipes
    • Impact
    • Earthquake
    • Aircraft Damage
    • Riots
    • Strikes
    • Malicious Damage
  • Additional Benefits
    • Debris Removal
    • Architect and Surveyors Fees
    • Fire Extinguishing Expenses
  • Our General Exclusions
    • Consequential Loss
    • Willful misconduct
    • Existing Damages Cracks etc
    • Political Risk of any kind
    • War and Terrorism
    • Nuclear Risk
    • Pollution, Leakage and Seepage
    • Normal Maintenance of any kind
  • Policy Excess
    • Dhs.1,500/- for Each and Every Loss
  • Our Price (premium)
    • Please call for our quote
      Rate Depends upon Building, its location/occupancy, and value

Claim Procedures

  • In case of a claim due to the above perils,
    • Immediately
      • Inform the police/Fire brigade immediately\ Local authorities
      • Protect and minimize the loss whatever\however you can
      • Protect the damaged property till Insurance surveyor arrives
      • Inform our nearest office by phone
    • Subsequently
      Submit the below documents:
      • Police Report
      • Estimates for Damaged items or Repair
      • Investigation Report if any
      • Any other relevant document that Insurance surveyor or Company requires


NB:- The above details are for the brief illustration only. For full information on terms and conditions of insurance, please refer to the policy wording or contact with our technical team by email info@aman.ae

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