Fire and Allied Perils including Burglary Policy

Coverage

Our Fire and Allied Perils including Burglary Policy cover the below perils and they are the most common for this type of policies. We have special perils also depending up on the specific requirement and information on such perils can be obtained by providing completed proposal with mentioning of specific requirements.

What you can Insure

• Building and its fixtures and fittings
• Loss of Rent
• Sign Board Signage
• Fixed Plate Glass
• Furniture Fixtures, Personal effects House hold items etc
• Equipments, Plant and Machinery
• Stocks of all kind (Raw materials\finished stock\Stock in process, Other Merchandise
• Cash in Cash Machine or Premises up to Dhs.5,000/-

What we cover

• Standard Perils
  • Fire
  • Lightning
  • Explosion
  • Storm, Tempest, Flood
  • Bursting of Pipes
  • Impact by their own or hired vehicles
  • Earthquake
  • Aircraft Damage
  • Riots
  • Strikes
  • Malicious Damage
  Additional Perils
  • Debris Removal
  • Architect and Surveyors Fees
  • Smoke Damage
  • Fire Extinguishing Expenses
• Our General Exclusions
  • Consequential Loss
  • Willful misconduct
  • Existing Damages Cracks etc
  • Political Risk of any kind
  • War and Terrorism
  • Nuclear Risk
  • Pollution, Leakage and Seepage
  • Normal Maintenance of any kind
• Policy Excess
  • Dhs.1,500/- for Each and Every Loss
• Our Price (premium)
  • Please call for our quote mention same as here
  • RateDepends upon Building, its location, Occupation or Activity and Value

Claim Procedures

• In case of an unexpected Incident due to the above perils,
  • Immediately
    • Inform the police/Fire brigade\ Local authorities immediately
    • Protect and minimize the loss whatever\however you can.
    • Protect the damaged property till Insurance surveyor arrives
    • Inform our nearest office by phone
  • Subsequently
    Submit the below documents:
    • Police Report, Photos if any
    • Estimates for Damage items or for Repair
    • Ivestigation for Damage items or for repair
    • Invstigation Report if any
    • Any other relevent document that insurance surveyor or company Requires

NB:- The above details are for the brief illustration only. For full information on terms and conditions of insurance, please refer to the policy wording or contact with our technical team by email info@aman.ae