"Help one another in furthering virtue, righteousness and piety, and do not help one another in furthering evil and enmity." Sura al-Maidah, 2nd ayat.
العربية
Dubai Islamic Insurance & Reinsurance Co. P.J.S.C
Need Help?
800 49 98
800 49 98
Gulf Towers, Oud Metha
Dubai, UAE
Dubai, UAE
Ramadan Timing
08:30 am – 02:30 pm (Mon - Fri)
08:30 am – 02:30 pm (Mon - Fri)
Himaya
Regional Coverage – Including treatment at premier facilities
The AMAN Healthcare Himaya Plan offers a comprehensive and yet very economical package primarily intended for senior and Middle Management executives. This plan provides cover within the UAE and throughout the Middle East, India, Pakistan, Sri Lanka, Bangladesh and the Philippines upto a limit of AED 250,000/- per person per policy year.
Within the UAE, plan members will be provided with AMAN Healthcare cards that will enable them cashless/direct settlement benefit within our extensive list of healthcare providers including premier facilities. Treatment outside the network within the UAE is also allowed but subject to an element of coinsurance.
In addition, members who are on vacations or on business trips out of the geographical area of cover (excluding USA/Canada) and may need emergency medical assistance may utilize healthcare providers by contacting Cega; our International Medical Assistance Company. However, this benefit is limited to maximum 30 days in a policy year and is subject to coinsurance and as per scale of compensation commensurate to similar medical services within the UAE.
Group schemes also have the option to buy Emergency Repatriation and Evacuation Service benefit which will provide for the transportation of the member to nearest medical facility where treatment can be availed.
Dental and Maternity benefits (for groups only) can be included as optional additions to this plan. The Plan is flexible and can be modified to suit the specific needs of the clients.
Plan members will also have access to 24 hours/365 days telephone Helpline manned by professional medical staff (including help in obtaining Pre-authorization) from Neuron.
Contact with our technical team by email: info@aman.ae
Benefit Details
| BENEFITS | HIMAYA |
| Geographical Scope | Regional (UAE, Middle East, Indian Sub Continent & Philippines) |
| Maximum Annual Limit per Person | » 500,000 » 250,000 » 200,000 |
| Accidental and Emergency Treatments outside the territory of cover | Covered as per below terms & conditions » Subject to reasonable and customary UAE rates » Claims documents to be submitted up to maximum of 60 days per policy year » Excluding USA and Canadar |
| In-Patient Charges » Prescribed Drugs & Dressings » Surgeon’s , Anesthetist’s and Physician’s fees |
Full Refund |
| Hospital Accommodation Room & Board | Private |
| Intensive Care Unit | Covered |
| In-Patient cash benefit (Subject to maximum of 7 days per person per year if treatment is taken at selected list of hospitals) | AED 100 per night |
| Parent Accommodation (Hospital accommodation in respect of a parent or legal guardian staying with an Insured Person who is under 18 years of age) | Covered |
| Home Nursing Care (Immediately following hospital discharge if recommended and subject to Pre-authorization) | Covered up to maximum 13 weeks |
| Pathology, X-rays, CT scans including MRI, Radiotherapy, Chemotherapy and Prescribed Physiotherapy | Covered (Subject to pre-authorization for specialized investigations and Physiotherapy treatment) |
| Out-Patient Charges » Prescribed Drugs & Dressings » Surgeon’s , Anesthetist’s and Physician’s fees » Out-Patient Surgical Procedure » Medical Practitioner fees including consultations, specialist fees and General Practitioner fees (subject to deductible if any) |
Full Refund |
| Alternative Medicine Therapy including Chiropractic, Acupuncture, Ayurveda and Homeopathy (Subject to pre-authorization) | Covered up to maximum of AED 2,000 per year |
| Emergency Local Ambulance Charges | Up to maximum of AED 1,000 per trip |
| Organ Transplant (as recipient only) | Covered up to annual benefit limit |
| Pre-existing and Chronic Conditions (applicable for groups of 20 employees and above) | Covered up to annual benefit limit |
| Accidental Damage to Natural Teeth following an accident | Full Refund |
| Repatriation of mortal remains or local burial charges » Transportation of a body or ashes to the Country of Nationality or Country of Residence OR » Burial or cremation costs at the place of death |
Covered up to AED10,000 per person |
| Emergency Medical Evacuation – Optional benefit subject to additional premium | Emergency Medical Evacuation – Optional benefit subject to additional premium |
| Routine Dental Treatment (subject to coinsurance) | » 2,000 » 3,000 » 4,000 » 5,000 |
| Pregnancy & Childbirth (subject to minimum of 20 eligible females in between age band of 18-45) | » 5,000 » 10,000 » 15,000 |
| New Born Care (applicable only if Maternity benefit is opted) | Full Refund |
| Optical Benefit | » 1,000 » 1,500 » 2,000 » 2,500 |
News
BOD meeting on 28/03/2023
Dubai, Friday, March 24 2023
Preliminary financial results for the year of 2022
Dubai, Tuesday, February 14 2023
Resolutions of General Assembly
Dubai, Monday, February 06 2023
Postponing General Assembly for the lack of quorum to 06/02/2023
Dubai, Monday, January 30 2023
Invitation to attend General Assembly Meeting
Dubai, Monday, January 09 2023